Frequently Asked Questions
Everything you need to know about auto insurance in California.
Should I add roadside assistance to my policy?
Roadside assistance is affordable and covers towing, battery jumps, flat tires, and lockouts. If you don’t have separate roadside service through your car manufacturer or AAA, it’s worth adding.
What happens if I’m in an accident with an uninsured driver?
Your uninsured motorist coverage kicks in. Without it, you’d have to pay out of pocket or sue the at-fault driver (who likely can’t pay). This coverage is essential protection.
What auto insurance coverage is required in California?
California requires minimum liability coverage: $15,000 bodily injury per person, $30,000 per accident, and $5,000 property damage (15/30/5). However, these minimums may not be enough — we recommend higher limits.
What is uninsured motorist coverage?
Uninsured/underinsured motorist coverage protects you when the at-fault driver has no insurance or insufficient coverage. In California, about 15% of drivers are uninsured, making this coverage highly recommended.
Still Have Questions?
The team at LA Car Insurance Pros is happy to help. Get a free quote or call us today.